Something to keep in mind…this warranty is available up until you reach the end of the factory warranty.
What I’ve done in the past:
See how the vehicle performs in the 1st 3 years/36K miles…I’ve rarely had problems with a trouble-free vehicle, even after the warranty expires. And, when I’ve had a problem plagued vehicle…well, they don’t stay in my garage long. So, I’ve never had a situation in 30+ new vehicles purchased/owned over the last 38 years of my life where I’ve said, “Dang, I shoulda gotten the warranty”.
Well, I did buy one on a VW Touareg that needed at least one $1000+ mechanical or electronic repair each year during its factory warranty period. But being a German car of that era, those repairs were almost considered “normal” wear /tear. I ended up getting a full refund on the warranty because we traded the vehicle within 2 months of purchasing the plan.