What interest rate did you get on your RHO?

[halftendril]

Navy Federal Im putting half down and getting a 30k loan for 36 months at 3.84% since there was a .25% discount for active duty.

 

[PuffDr4gon]

Got 6.29% with 20k down for 60 month term from dealer just to speed up delivery.

Refi-ed to 4.49% for 60 months with BCU. Tried going with Navy Fed but they offered 5.79%, but I was in the process off paying off my mortgage, so my DTI was probably high in their eyes.

 

[IdealRace]

4.75% Wells Fargo - 60 months for 60k.

 

[NEBOYSA]

5.11% chase with 0 down. They were able to match credit union after telling them I would rather stay with them. When I first told them that they said no but two days later agreed and luckily my brother still didn't submit paperwork because I was still going to go with them at 5.99

Also credit union was 5.69 or 5.11 with 7k down.

 

[PuffDr4gon]

4.75% Wells Fargo - 60 months for 60k.

Ha, my 60 month 6.29% "thru the dealer" was with Wells Fargo (822 credit score). I asked them about buy rate vs sell rate and they said something along the lines that it's not really a thing anymore. Glad, I didn't wait 90 days to refi and did it immediately.

 

[IdealRace]

Ha, my 60 month 6.29% "thru the dealer" was with Wells Fargo (822 credit score). I asked them about buy rate vs sell rate and they said something along the lines that it's not really a thing anymore. Glad, I didn't wait 90 days to refi and did it immediately.

yeah the dealer held points on you. My dad didn't hold any points on me What a guy.

 

[Mpjhockey27]

0%

 

[Silver RHO]

Navy fed offered me 5.79% with >800 credit.

I also got 5.79% was hoping it was in the 4’s!

 

[ah64aviator]

0%View attachment 7785

This!

 

[seadog32073]

4.24 for 60 months with Navy Federal.

 

[rjb0388]

4.2 for 36 months Borrowed 20K (Dec 2024)
Ironworkers credit Union

 

[Haildamage]

4.9 60 month Navy Fed. Financing $44K. Prob will payoff in 36 but took the lower 60 month rate and just pay extra premium monthly.

 

[Steadi]

These rates are wild compared to just a few years ago. I paid cash because of this.

 

[Haildamage]

Absolutely understandable if you keep vehicles. All of my down is actually equity. I keep em about 2 years and trade for tax purposes. Always buying trucks that hold equity. Raptor 37, TRX x 2 and now RHO (at least I hope it holds equity). We will see.