Interest rates

[313 GRIT]

Even the dealerships will tell you they can't match NFCU's rates.

 

[Unstroked]

Feds cutting 50 bps could help those financing

 

[zlegros]

Feds cutting 50 bps could help those financing

Just saw this. Yeeyee!

 

[AnthonyRI]

This is good news for financing on HD Rams and RHO's but I am very curious to see what it does for Jeeps & 1500s where they already had some promo rates and things, if they trim back the cash rebates or allow for more stacking. All in all, a good news for those of us buying (and selling) vehicles.

 

[Cautionary Tale]

I was able to join with a deceased grandfather. I applied for a savings account last night and was approved this morning. My credit union was 5.9 so 4.49 is going to make the current interest rates a bit easier to swallow.

Thanks for that info, I'm going to go in person and see what's what. I tried calling them and was shot down (no pun intended). Same with USAA

 

[frogjbm]

I really love navy fed there credit card rates are also some of the best I have about 6 accounts with them including my other vehicle

Agreed

 

[Cautionary Tale]

I was able to join with a deceased grandfather. I applied for a savings account last night and was approved this morning. My credit union was 5.9 so 4.49 is going to make the current interest rates a bit easier to swallow.

Thanks for the tip, got all set up today. Mostly, adding spouse has been a special kind of exciting

 

[RADA]

What would be a good interest rate on these RHOs with an 800+ credit score and 20% down payment? Are there any current Ram 1500 interest deals from Chrysler?

My credit union quoted me 6.99% with a .5% discount for autopay. I have an 833 credit score...

 

[yoda33073]

My credit union quoted me 6.99% with a .5% discount for autopay. I have an 833 credit score...

Thank you. Wifey just got 6.49% on a used car. I am hoping Space Coast Credit Union will be under 6%. Rates are supposed to drop another .5% soon too.

 

[ZGentry]

Signature FCU has the best interest rates I’ve seen so far. You also get a .25% lower for autopay. I believe you needed a 750 or higher from Equifax to get their best rates. Check them out!

 

[amoaz37]

My credit union quoted me 6.99% with a .5% discount for autopay. I have an 833 credit score...

These numbers are crazy. I had a similar quote a month ago

 

[frogjbm]

Navy Federal today is 4.49 for 60 months.

 

[RAM-Ranch-MT]

Navy Federal today is 4.49 for 60 months.

How much of a pain is getting a navy federal account? My grandfather was in the Navy and i can provide documentation just debating the hassle before i dive in. I am seeing 5-6% percent from my local credit unions. Any feedback is appreciated!

 

[ZGentry]

How much of a pain is getting a navy federal account? My grandfather was in the Navy and i can provide documentation just debating the hassle before i dive in. I am seeing 5-6% percent from my local credit unions. Any feedback is appreciated!

I just got approved the other day. My Grandfather was Army(deceased). I went through the process of applying for a credit card, it makes you become a member first. It says you may have to provide documentation of my Grandfather service but it never did and I became a member.

 

[RAM-Ranch-MT]

I just got approved the other day. My Grandfather was Army(deceased). I went through the process of applying for a credit card, it makes you become a member first. It says you may have to provide documentation of my Grandfather service but it never did and I became a member.

Thanks for the heads up! I tried applying on their website and it stops at this screen saying i need to call or visit a branch and cannot be completed on the web form, did you call?

Thanks!

ELIGIBILITY CHOICES - Membership Application Navy Federal Credit Union

 

[MurphNH]

Thanks for the heads up! I tried applying on their website and it stops at this screen saying i need to call or visit a branch and cannot be completed on the web form, did you call?

Thanks!

ELIGIBILITY CHOICES - Membership Application Navy Federal Credit Union

I did not have to call and did it all on the web to create a savings account with $5. I was approved the following day and also went off my deceased grandfather who was a pilot in the Air Force. Good luck and worth the effort

 

[BucsFan]

I just got approved the other day. My Grandfather was Army(deceased). I went through the process of applying for a credit card, it makes you become a member first. It says you may have to provide documentation of my Grandfather service but it never did and I became a member

My dad was Air Force, and same thing. Thanks for the great tip, I would never have applied if you hadn't said it was so easy. My dad is deceased and I have no record of his service, other than photos of him standing next to his T-33 in his flight suit.

 

[frogjbm]

How much of a pain is getting a navy federal account? My grandfather was in the Navy and i can provide documentation just debating the hassle before i dive in. I am seeing 5-6% percent from my local credit unions. Any feedback is appreciated!

Man just call them tomorrow, was super easy for me, but I served, should be a non issue I would think?

 

[Nitro]

I've always had a good experience with USAA. Right now they are offering 4.59% at 60 months and 4.99% for 72 months. (Slightly higher then Navy Fed)

 

[RAM-Ranch-MT]

My dad was Air Force, and same thing. Thanks for the great tip, I would never have applied if you hadn't said it was so easy. My dad is deceased and I have no record of his service, other than photos of him standing next to his T-33 in his flight suit.

How were you able to sign up on the website? Or did you call? May have to call monday. Thanks!